Legal Entity and Background Check Results Panels

The Legal Entity and Legal Entity Background Check Results panels ( see the figures below) provide information and results of the background check for the legal entity and the overall score assigned to the business, or the business-to-principal association. An auto-generated Legal Entity ID is also included along with Underwriting Analyst notes, Potential Risk Factors, Bankruptcy Filings, and Recent Judgments and Lien Filings.

You can also add additional principal owners, or edit the current legal entity using the buttons at the top of the Legal Entity panel. For more information, see Editing a Legal Entity or Principal Owner.

The score displayed in the header of the Legal Entity panel summarizes the level of identity verification, as indicated by the background check performed by Worldpay. The Legal Entity panel also uses icons to quickly define background check information. For more information, see Scoring and Icons in Background Check Panels.

Legal Entity Panel Field Descriptions

Field	Description
Name	The name of the legal entity controlling this sub-merchant, as shown in the incorporation documents. Enter the name of the person in the case of a sole proprietorship.
Type	The business type of the legal entity: Corporation Government Agency Individual/Sole Proprietorship Limited Liability Company Partnership Tax Exempt Organization International Organization
Ownership Type	The type of ownership of the legal entity, either Public or Private.
Doing Business As	The alternate name of the legal entity.
Contact Phone	The contact phone (land line) of the legal entity or principal owner/officer, without dashes.
Address (includes Street Address 1 & 2, City, State/Province, Postal Code, and Country Code)	The address of the legal entity controlling this sub-merchant.
Annual Credit Card Sales Volume	The approximate annual credit card sales expected to process under this legal entity/Tax ID, in USD. If there are multiple merchants for this Tax ID, enter the approximate total amount for all merchants under this Tax ID.
Years in Business	The number of years this legal entity has been operating.
Accepted Credit Cards in the Past	Indicates whether the Legal Entity has accepted credits cards in the past (Yes or No).
PCI Level	Indicates the PCI (Payment Card Industry) level, based on the number of card transactions a business processes annually: Level 1: Businesses that process more than 6 million card transactions annually across all channels. Level 2: Businesses that process between 1 million and 6 million transactions annually across all channels. Level 3: Businesses that process between 20,000 and 1 million e-commerce card transactions annually. Level 4 (default): Businesses that process fewer than 20,000 e-commerce card transactions, or up to 1 million total card transactions annually.
First Name Last Name	The name of this legal entity principal owner/officer. Enter the Controlling Principal owner/officer first (For a definition, see Creating a New Legal Entity Request), followed by other beneficial owners using the Add Principal button.
Title	The title of this Legal Entity principal owner/officer. This field is required if you plan to board Amex OptBlue sub-merchants. If you do not enter a value in this field, the default title of ‘Principal’ is automatically added.
SSN	The social security number of this principal owner/officer for the legal entity. This field is required when the legal entity is considered non-exempt. It is optional when the legal entity type is ‘Individual/Sole Proprietorship.’ Enter only 9 digits for U.S. Social Security Numbers. Do not enter dashes/hyphens.
Date of Birth	(Requiredfield) The date of birth of this principal owner/officer for the legal entity (mm/dd/yyyy).
Stake Percent	(Requiredfield) The percentage of ownership this principal has in your organization. The value can be from 0 to 100%.
Address (includes Street Address 1 & 2, City, State/Province, Postal Code, and Country)	The address of the of this principal owner/officer for the legal entity. P.O. boxes are not allowed. The Country field is required.
Email Address	The email address of this principal owner/officer for the legal entity.
Contact Phone	The contact phone of this principal owner/officer for the legal entity, without dashes.
Driver’s License	The driver's license number of this principal owner/officer for the legal entity.
Driver’s License State	The state that issued the driver's license of this legal entity principal owner/officer.

Legal Entity Background Check Results Panel Field Descriptions

Field	Description
Underwriting Analyst Notes	Additional information on the background check performed by Worldpay.
Name, Address, and Tax ID Association	Describes the association between the name to the Tax Id and address provided, as indicated by the background check performed by Worldpay.
Name, Address, and Phone Association	Describes the association between the name to the phone number and address provided, as indicated by the background check performed by Worldpay.
Business & Principal Relationship	Describes the association between the Principal owner/officer and the legal entity, if any, as indicated by the background check performed by Worldpay.
Potential Risk Indicators	Indicates the potential risks as indicated by the background check performed by Worldpay (for example, Unable to verify name, address, SSN/TIN, and phone).
Recent Bankruptcy Filing	Describes bankruptcy history of the company as indicated by the background check performed by Worldpay.
Recent Judgment/Lien Filing	Describes the lien history of the company as indicated by the background check performed by Worldpay.